Arranging and Advising on Credit
Regulated by the DFSA, our services are limited to Professional Clients only
Tailored Financing Solutions Designed to Enhance Liquidity, Flexibility, and Strategic Opportunity
Our Arranging & Advising on Credit offering is designed to connect clients with sophisticated and competitive financing solutions that strengthen liquidity, enhance financial flexibility, and open access to strategic opportunities. As a DFSA-regulated Financial Advisor, we operate within a robust regulatory framework that prioritises transparency, suitability, and client protection. Our extensive global network which includes leading private banks, international lenders, and specialist credit providers enables us to structure financing that aligns precisely with your objectives, risk appetite, and long-term vision.
We pride ourselves on our independence. Every recommendation is driven solely by what is best for you, free from product bias or institutional influence. Whether your goal is to raise leverage for portfolio expansion, unlock liquidity for personal or commercial needs, or secure financing against complex and illiquid assets, we guide you through each stage of the process. From the initial assessment and design of a facility to negotiations, documentation, and final execution, our approach ensures clarity, control, and confidence.
A Strategic Approach to Credit Advisory
Credit, when applied judiciously, can act as a powerful accelerator of wealth creation and strategic growth. Our advisory process begins with a detailed evaluation of your financial landscape—including asset base, liabilities, income streams, cash flow requirements, and long-term strategic priorities. This deep understanding enables us to identify the most suitable credit structures while ensuring careful risk calibration.
We evaluate the broader purpose of leverage, ensuring the facility complements your wider wealth strategy rather than adding unnecessary risk. Considerations include determining the optimal loan-to-value (LTV) ratios based on asset volatility, selecting interest rate structures that harmonise with market conditions and your risk preferences, and analysing currency exposures where multi-currency financing is involved. We also assess collateral allocation to ensure efficiency and diversification, avoiding concentration risk and ensuring minimal disruption to your investment strategy.
Our aim is to deliver financing that is both structurally sound and strategically beneficial—ensuring credit remains an enabler of opportunity rather than a source of complexity.
Access to Global Lending Partners
Through an open-architecture advisory model, we collaborate with an extensive and diverse network of global lenders. This includes international private banks offering bespoke wealth-backed lending solutions, investment banks capable of providing structured and specialised credit, sector-specific lenders with deep expertise in niche asset classes, and regional banks offering competitively priced financing aligned with local market dynamics.
This multi-lender access allows us to explore a wide range of financing possibilities across jurisdictions, structures, and terms. It enables us to benchmark proposals effectively, negotiate stronger pricing and covenant packages, and design credit solutions that are uniquely suited to your profile. Our relationships across the global lending ecosystem ensure that you are not limited by a single institution's product shelf, providing flexibility and competitive advantage throughout the negotiation process.
Intelligent Structuring for Maximum Efficiency
Credit, when applied judiciously, can act as a powerful accelerator of wealth creation and strategic growth. Our advisory process begins with a detailed evaluation of your financial landscape—including asset base, liabilities, income streams, cash flow requirements, and long-term strategic priorities.
We evaluate the broader purpose of leverage, ensuring the facility complements your wider wealth strategy rather than adding unnecessary risk. This includes determining optimal loan-to-value (LTV) ratios, selecting interest rate structures, analysing currency exposures, and assessing collateral allocation.
Our aim is to deliver financing that is both structurally sound and strategically beneficial—ensuring credit remains an enabler of opportunity rather than a source of complexity.
Comprehensive Credit Solutions Across Asset Classes
Lombard and Portfolio-Backed Lending
We structure flexible lending solutions secured against diversified investment portfolios, enabling clients to access liquidity while maintaining market exposure. These facilities can be optimised for leverage strategies, opportunistic investments, or liquidity management, with careful attention to market risk, concentration limits, and margin-call thresholds.
Real Estate Financing
We arrange financing for residential, commercial, and investment properties across global jurisdictions. Whether acquiring prime real estate, developing property portfolios, or refinancing existing assets, we source competitive terms that reflect the quality of the underlying asset and the sophistication of the borrower.
Structured and Bespoke Credit
For clients with complex balance sheets, we design credit facilities secured against illiquid or alternative assets such as private equity holdings, venture capital interests, hedge funds, or concentrated single-stock positions. These solutions require specialised structuring expertise to ensure adequate risk coverage, valuation methodology, and collateral eligibility.
Acquisition and Bridge Financing
We support time-sensitive opportunities by arranging short-term liquidity solutions that facilitate acquisitions, capital calls, or asset transitions. Our expertise ensures that bridge facilities are efficiently structured and aligned with long-term financing strategies.
Corporate and Business Lending
For entrepreneurs, privately held businesses, and family enterprises, we arrange a range of corporate financing options—from working capital lines and trade finance to longer-term growth capital facilities. Our solutions help strengthen business liquidity, support expansion, and optimise capital structure.
Opening Up Opportunities Through Flexible Financing
Lombard Financing
Property Financing
Yacht & Jet Financing
Commercial Real Estate Financing
Export Financing
Project Financing
Shipping Financing
Strategic Acquisition Financing
Independent Negotiation and Structuring Expertise
Acting exclusively as your advisor, we ensure that lender engagement is transparent, competitive, and tailored to your needs. We negotiate pricing, structure, covenants, collateral requirements, and repayment terms, ensuring that every element of the facility is aligned with your objectives.
Our expertise covers the full range of structuring considerations—including the selection between fixed and floating interest rates based on your market outlook, analysing the impact of currency exposure in cross-border facilities, and advising on potential hedging strategies where appropriate.
We also coordinate with legal, tax, and other specialist advisors to ensure seamless execution and regulatory alignment. This comprehensive oversight ensures that the financing process is efficient, well-coordinated, and free from unnecessary complexity.
Ongoing Monitoring and Strategic Review
Credit facilities require ongoing oversight to ensure that they remain efficient, cost-effective, and aligned with evolving financial circumstances. We conduct periodic reviews of loan terms, pricing, and collateral values, ensuring that facilities remain competitive and adequately supported by your asset base.
We monitor loan-to-value ratios and maintain vigilance against market movements that may trigger margin calls or liquidity pressures. When opportunities arise—such as favourable interest rate environments or lender appetite shifts—we advise on refinancing or restructuring options.
We also manage facility renewals, amendments, and renegotiations, ensuring continuity and strategic alignment across market cycles. This proactive advisory approach ensures stability, efficiency, and resilience within your broader financial strategy.
Enhancing Your Wealth Strategy Through Thoughtful Use of Leverage
When used responsibly and strategically, credit can be a transformative tool—unlocking liquidity, enabling investments, and enhancing long-term wealth creation. Our role is to ensure that leverage is thoughtfully applied, governed by prudent risk management principles, and fully integrated into your overall wealth strategy.
Through global lender access, independent advice, and expert structuring capabilities, we empower you to optimise your balance sheet and pursue opportunities with clarity and confidence.
Further Information
Are you interested in learning more about how we can support you? Our dedicated Relationship Managers would be delighted to provide you with additional information.
Schedule a consultationThese services are intended for Professional Clients as defined by the DFSA